FINANCIAL RISK CONSULTING

Riskflow combines industry-leading research with practical experience in finance, trading & banking to provide consulting services to banks and other financial institutions, regardless of whether the institution uses our software or not. 

Our primary criteria for entering into consulting engagements is the potential for producing results that improve client performance and the extent to which our knowledge and experience can effectively be applied.

In its more than 20 year existence, Riskflow has provided consulting services on topics which include:

•	Setting up an effective ALCO (Asset & Liability Management Committee)
•	Chairing ALCO meetings
•	Advising on introduction of new financial products to make best use of changes in the economic climate.
•	Analysing the Asset & Liability mix of interest bearing products with the aim to increase NII (Net Interest Income).
•	Providing interest rate forecasts based on analyses of past rate behaviour, mixed with  input from (external) subject matter experts such as leading economists.
•	Analysing the effect of Global Economic drivers on the bank’s specific (current & planned future) product offering.
•	Providing risk frameworks for best practise, regulatory compliance and good corporate governance
•	Advising on alternative investment strategies for monthly surplus funds
•	Advising on alternative funding strategies for cash shortfalls

Riskflow’s Financial Risk consultants are “industry trained” and as such we offer consulting services that are practical and industry specific, as opposed to theoretical or broad-based.  Our consultants all come from banking backgrounds, having held senior positions - in major banks - in the departments involved in the management of financial risks.  These include the management of Credit Risk, ALM, Liquidity Risk, Basel & Central bank compliance etc.

Our Executive Financial Risk consultant, Daan Mare, has addressed many of our client’s Board meetings in an advisory capacity, analysing the results from forecasting their Balance sheet, Cashflow & Income statement via ALMAN, Riskflow’s future simulation engine.  As a result, many clients call on Riskflow on an annual basis to perform similar analyses and to advise Exco on suggested strategies for meeting their objective of maximizing shareholder value while maintaining a prudent level of financial risk.

SERVICES - Financial Risk Consulting