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Riskflow Technologies Articles > BancABC ALCO Workshop
Riskflow Institute had the pleasure of facilitating an ALM Practitioners Workshop for delegates from BancABC. The delegates included treasury and finance head of departments.
The workshop was held at Cabanga Conference Centre from 7 June to 9 June 2010. During the 3 day workshop, the delegates were introduced to the concept of forward-looking Asset Liability Management and supporting theory. ALMAN was used as a tool to illustrate the practical aspects of forward-looking ALM and the modeling of planning scenarios.
ALMAN is an asset liability management system offering modern techniques for managing interest rate risk, liquidity risk, funding and hedging strategies as well as other industry standard financial risk management tools. As a strategic financial planning tool, ALMAN is designed for banks or other institutions with large exposures to interest-rate-sensitive positions.

Back Row- Issufo Hassane (Sales Dealer-BancABC Mozambique), Illse Nell (Head - Riskflow Training Institute) , Stanely Nyamutswa( Corporate Governance-BancABC Zimbabwe), Mmoloki Ramaeba (Head - Treasury - BancABC Mozambique), Mwalimu Zubery (Head of Finance- BanABC Tanzania), Daan Maré (Executive Consultant - Riskflow Institute).
Front Row - Clergy Simatyaba (Deputy MD & Head of Treasury - BancABC Tanzania), Dr Blessing Mudavanhu (Group Risk Director- (BancABC), Thembi Segage (Head of Treasury- BancABC Botswana), Fortune Takaindisa (Head of Finance - BancABC Botswana), Xander Mutenga (Head of Finance - Zimbabwe), Wallace Siakachoma (Group Finance Executive-MIS, BancABC South Africa) , Cornelius Munyurwa (Group Finance Executive, BancABC South Africa) ,Sarudzai Chaora (Head of Treasury- BancABC Zimbabwe), Johan Testa (Group Treasurer- BancABC).
During the workshop, ALMAN was used to illustrate hands-on modeling of various scenarios. A model ALCO pack was presented. Delegates were encouraged to discuss the pack as they would have, had it been their ALCO meeting. This exercise aimed at answering the questions:
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What makes an ALCO meeting effective |
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What information is required and from what department |
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What items should appear on an ALCO agenda |
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The focus on future looking, strategic planning, rather than a mere analysis of past and current performance data. |
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How to model endogenous and exogenous factors so as to best provide information to ALCO in order to enable strategic decision making |
Feedback from delegates:
“This is a course that depicts the real world. It keeps theory clearer by means of practical work. The tools are great and ALMAN is a must have tool that would change the way we do things at the bank” - Mmoloki Ramaeta
“A ‘must attend course’ for all ALCO Members” - C Simatyaba
“It’s relevant for our Bank and it would help to change the mindset so that we begin to structure and conduct our ALCO correctly” - Fortune Takundisa
Should you be interested in benefiting from such a course kindly contact:
theinstitute@riskflow.com or call +27 11 704 0648