Benefits of ALMAN for the Corporate and
Institutional Department

•	ALMAN has a product type called pre-structured product flows which allows the user to construct a financial transaction using a spreadsheet to calculate loan repayments unique to a single deal incorporating capital outflows, interest accruals and paybacks.
•	ALMAN can be used to define production targets (new business) and the impact of different repayment schedules.
•	Specific deals could be inserted to see impact on profitability and cash flow, allowing an indefinite number of “what if” scenarios.
•	The corporate and institutional department can be modeled as a separate entity selling surplus funds to and borrowing funds from a central unit (treasury).

PRODUCTS - ALMAN